Putting the Top 5 Myths of Workers’ Comp to Bed
November 14, 2024 | Workers’ Compensation
Getting injured on the job can be overwhelming, especially when you’re unsure about your rights and the benefits available to you. Unfortunately, there are many misconceptions surrounding workers’ compensation that can prevent employees from seeking the help they need.
It is helpful to debunk the myths surrounding workers’ comp. That way, you can make informed decisions if you ever find yourself in this situation.
Myth 1: You Can’t Receive Workers’ Comp If the Accident Was Your Fault
Fact: Workers’ compensation is a no-fault system. This means that even if you were responsible for your injury, you are still eligible to receive benefits. The primary goal of workers’ comp is to provide medical care and financial support to injured employees, regardless of who caused the accident.
There are exceptions, such as injuries resulting from intoxication or intentional self-harm. But in most cases, fault does not affect your eligibility.
Myth 2: Filing a Workers’ Comp Claim Will Get You Fired
Fact: It is illegal for employers to retaliate against employees for filing a workers’ compensation claim. This includes termination, demotion, reduction in pay, or any form of harassment. If your employer takes adverse action against you because you sought workers’ comp benefits, you may have grounds for a wrongful termination lawsuit.
Remember, you have the right to pursue compensation without fear of losing your job.
Myth 3: You Don’t Need To Report Minor Injuries
Fact: Even if your injury seems minor at first, it’s crucial to report it to your employer as soon as possible. Some injuries may worsen over time or develop into more serious conditions.
Failing to report an injury promptly can jeopardize your ability to receive workers’ comp benefits later on. Always inform your supervisor and fill out the necessary paperwork to protect your rights.
Myth 4: Workers’ Comp Only Covers Medical Bills
Fact: While workers’ compensation does cover medical expenses related to your injury, it may also provide additional benefits, including:
- Replacement of lost wages
- Total disability benefits
Understanding the full range of benefits can help you maximize the compensation you’re entitled to receive.
Myth 5: You Can’t Choose Your Own Doctor
Fact: In Pennsylvania, you may be able to choose your own doctor after the first 90 days of treatment. However, you will likely be restricted by your employer’s list before that time. There are exceptions to this law in some cases; contact an attorney for guidance about your specific legal rights and options.
What To Do if You’re Injured at Work
If you sustain an injury on the job, taking the right steps can safeguard your health and your legal rights:
- Report the injury immediately: Notify your supervisor as soon as possible, even for minor injuries.
- Seek medical attention: Get prompt treatment and follow your doctor’s recommendations.
- Document everything: Keep records of medical visits, expenses, and communications with your employer.
From here, consult a workers’ comp attorney. An experienced lawyer can guide you through the process and help protect your rights.
Contact the Workers’ Compensation Lawyers In Pennsylvania at Marzzacco Niven & Associates For Legal Help With Your Case Today
Misconceptions about workers’ compensation can prevent employees from obtaining the benefits they deserve. By debunking these myths, we hope to empower you with accurate information. If you’ve been injured at work, don’t hesitate to seek the help you’re entitled to. Understanding your rights is the first step toward recovery. Get in touch with a trusted workers’ comp lawyer today for a free consultation.
If you’ve been injured in a workers’ compensation, please contact Marzzacco Niven & Associates at the nearest location to schedule a free consultation today:
Harrisburg Law Office
945 East Park Drive, Suite 103 Harrisburg, PA 17111
(717) 231-1640
York Law Office
2550 Kingston Road, Suite 210A York, PA 17401
(717) 995-8998
Wyomissing Law Office
833 N. Park Road, Suite 103, Room A Wyomissing, PA 19610
(717) 388-2325
Chambersburg Law Office
79 St. Paul Drive, Suite 1 Chambersburg, PA 17201
(717) 388-2378
Carlisle Law Office
354 Alexander Springs Road Carlisle, PA 17015
(717) 995-8732
Carbondale Law Office
30 Lincoln Avenue, Suite 101 Carbondale, PA 18407
(717) 995-8810
Lancaster Law Office
2173 Embassy Drive, Ste 123, Lancaster Pa 17603
(717) 616-2954
Lebanon Law Office
937 Willow Street, Suite D Lebanon, PA 17042-1140
(717) 995-8963